PhonePe Statement Analyzer — Free UPI Spending Report
Analyze your PhonePe transaction statement directly — no bank statement needed. Self-transfers are excluded automatically. Upload your PhonePe statement PDF and instantly see where your money goes — categorized by merchant, with charts, trends, and PDF/CSV export. No signup, no bank linking, nothing stored.
Analyze My PhonePe Statement →How to download your PhonePe statement
- 1. Open the PhonePe app
- 2. Go to History → Download Statement
- 3. Choose your period and confirm
- 4. Upload the PDF here — password-protected files work too
- 5. Upload it on upiaudit.com — your report is ready in seconds
📊 Full spending breakdown
Every UPI and IMPS transaction sorted into 9 categories — food, groceries, shopping, transport, bills, transfers and more — with per-merchant detail.
🔍 Search & export
Search any category by name or date, and download your data as PDF or CSV for Excel and Google Sheets.
🔒 Private by design
Your PhonePe statement is processed in memory and never stored, logged, or shared. Close the page and it's gone.
⚡ Results in under 30 seconds
No account, no app install, no bank linking. Works on your phone or computer.
Frequently asked questions
Is it safe to upload my PhonePe statement?
Yes. It's processed entirely in memory and never stored — no signup, no bank linking. The file is discarded the moment your report is generated.
Which statement format works?
Any digital PDF from PhonePe or net banking. Password-protected PDFs work — the password is used once in memory and never stored. Scanned images aren't supported.
Is this free?
Completely free — upload your statement and get the full report in under 30 seconds.
Also supported
Ready to see where your money goes?
Upload your PhonePe statement — free, instant, private.
Analyze My Statement